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Age
Classic Flexible Drawdown Maximum LTVs Classic Flexible Lump Sum Maximum LTVs Classic Flexible Elite Drawdown Maximum LTVs Classic Flexible Elite Lump Sum Maximum LTVs
Joint Single Joint Single Joint Single Joint Single
55 17.50% 18.50% 21.50% 22.50% 15.00% 16.00% 17.50% 18.50%
56 18.50% 19.50% 22.50% 23.50% 16.00% 17.00% 18.50% 19.50%
57 19.50% 20.50% 23.50% 24.50% 17.00% 18.00% 19.50% 20.50%
58 20.50% 21.50% 24.50% 25.50% 18.50% 19.50% 20.50% 21.50%
59 21.50% 22.50% 26.00% 27.00% 19.50% 20.50% 21.50% 22.50%
60 23.00% 24.00% 28.00% 29.00% 21.00% 22.00% 23.00% 24.00%
61 24.00% 25.00% 29.00% 30.00% 22.00% 23.00% 24.00% 25.00%
62 25.00% 26.00% 30.00% 31.00% 23.00% 24.00% 25.00% 26.00%
63 26.00% 27.00% 31.00% 32.00% 24.00% 25.00% 26.00% 27.00%
64 27.00% 28.00% 32.00% 33.00% 25.00% 26.00% 27.00% 28.00%
65 28.00% 29.00% 33.00% 34.00% 26.50% 27.50% 28.00% 29.00%
66 29.50% 30.50% 33.50% 34.50% 28.00% 29.00% 29.50% 30.50%
67 30.50% 31.50% 34.00% 35.00% 29.00% 30.00% 30.50% 31.50%
68 31.50% 32.50% 35.00% 36.00% 30.00% 31.00% 31.50% 32.50%
69 32.50% 33.50% 36.00% 37.00% 31.50% 32.50% 32.50% 33.50%
70 34.00% 35.00% 37.00% 38.00% 33.00% 34.00% 34.00% 35.00%
71 35.00% 36.00% 38.00% 39.00% 34.00% 35.00% 35.00% 36.00%
72 36.00% 37.00% 39.00% 40.00% 35.00% 36.00% 36.00% 37.00%
73 36.50% 37.50% 40.00% 41.00% 35.50% 36.50% 36.50% 37.50%
74 37.50% 38.50% 41.00% 42.00% 36.00% 37.00% 37.50% 38.50%
75 38.50% 39.50% 42.00% 43.00% 37.00% 38.00% 38.50% 39.50%
76 39.00% 40.00% 43.00% 44.00% 37.50% 38.50% 39.00% 40.00%
77 40.00% 41.00% 43.50% 44.50% 38.00% 39.00% 40.00% 41.00%
78 41.00% 42.00% 44.50% 45.50% 39.00% 40.00% 41.00% 42.00%
79 42.00% 43.00% 45.50% 46.50% 40.00% 41.00% 42.00% 43.00%
80 43.00% 44.00% 47.00% 48.00% 40.00% 41.00% 43.00% 44.00%
81 43.00% 44.00% 47.00% 48.00% 40.00% 41.00% 43.00% 44.00%
82 43.00% 44.00% 47.00% 48.00% 40.00% 41.00% 43.00% 44.00%
83 43.00% 44.00% 47.00% 48.00% 40.00% 41.00% 43.00% 44.00%
84 43.00% 44.00% 47.00% 48.00% 40.00% 41.00% 43.00% 44.00%